Startups exhibit free and compete for big pries at the largest fintech startup event in Asia. Plus some of the worlds best thought leaders will be on stage and in break out session. January 2016, Hong Kong

Run the Next Bank chapter in your city

Open a Next Bank chapter in your city, run events, meetups, competitions, workshops and training for your industry peers, and connect globally with your fellow Next Bankers.

Transforming Finance

through design, innovation & entrepreneurship


WHY are we here?

We want to see banking change for the better, for every person on the planet

HOW do we do it?

We see design, innovation & entrepreneurship as forces of change

WHAT do we create?

We build conferences, communities, content, research, consulting and coaching

Upcoming Events

Next Bank BBVA
New York, USA
September 15, 2015

North Americas most inspirational banking conference combined with the BBVA Open Talent Finals..

Register Today

Next Bank BBVA
Barcelona, Spain
September 22, 2015

See the European BBVA Open Talent Finals alongside some of Europe’s best speakers. September 22, 2015.

Register Today

Digital Finance Toronto,
Toronto, Canada
September 30, 2015

The Future of FinTech and Banking Innovation at Toronto’s 1st FinTech Conference, brought to you by DFI and Next Bank.

Register Today

Innotribe Singapore Fintech
October 14, 2015

It’s time to bring together the global financial community and the local Singapore FinTech ecosystem under the same roof. 250 invitees will have the chance to network at BASH, the new startup hub in Singapore, for a joint event organised by Innotribe and Singapore’s FinTech communities.

Register Today

Next Bank Fintech Finals 2016,
Hong Kong
January 25-26, 2015

Asia’s biggest showcase of fintech startups, thought leadership and expertise. 40 startups exhibit, 24 selected to pitch on stage for big prizes.

Register Today

Next Bank Europe
London, UK
February 8, 2015

Next Bank Europe returns in Finovate week, with a stellar lineup. Get in touch to be a part of it.

Register Today

Join the Next Bank Community

You’ll be connected with the world’s best thought leaders, and be a part of the most inspiring finance events on the planet.

Run the Next Bank chapter in your city

Open a Next Bank chapter in your city, run events, meetups, competitions, workshops and training for your industry peers, and connect globally with your fellow Next Bankers.

What we think

Do banks need to change so fast?

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An interesting report from the BBC: Banks in the UK and across Europe could lose their best customers if they fail to make massive investments in mobile banking and marketing. Traditional ‘retail’ banks are most at risk, according to a…

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Heading to fintech island

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Let’s throw caution to the wind and imagine a completely new way for financial institutions to boldly experiment with new products and services in an environment which is both public and controlled. A place where bleeding-edge developments can be fully tested ahead of a possible wider rollout and where refinements can be made based on

The post Heading to fintech island appeared first on FusionWire.

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Is a Robo-Advisor a Free Elephant?

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Many years ago, I had the pleasure of having lunch with Edmond Walters (founder of eMoney).  We were discussing a very complex business challenge that I was trying to solve. Without hesitation, Edmond offered to help:

“Entrepreneurs need to help one another,” was Edmond’s rationale.

With that, a complex problem that I had was immediately resolved, and the business took off.

In the spirit of entrepreneurship, and paying it forward, much as Edmond had done with me, I would like to begin sharing with the global advisor community the “robo-hack” that we have seen work.

When I say work, I mean closed accounts.

Joining me in this collaboration will be Bert-Jan Van Essen, CEO of Dragon Wealth.

In addition to being a phenomenal athlete (I pretend to ski/snowboard…he can compete), Bert was the CTO of Credit Suisse for APAC. Bert is now the CEO of Dragon Wealth, one of South East Asia’s leading FinTech companies. In other words, a significant grey haired FinTech war horse who has seen it all and who has a Dutch accent to boot.

Together, Bert and I have been collaborating on a number of robo-advisor FinTech initiatives worldwide.

The projects range from small advisory firms, family offices, insurance companies, and very large banks.  

The characteristics range from plain vanilla robo-advisor implementations to, literally, Uber-Advisor direct fee paradigms (get ready USA, fees tied to assets are GONE.  You can thank the Aussies for that one).

The technical applications are really quite cool.


Because SEAsian infrastructure makes the USA look like Stonehenge.

Mobile is ubiquitous in SEAsia, especially Singapore…it works EVERYWHERE.  Literally, Skype video calls on speeding underground trains.  

We will be discussing the use of the blockchain for KYC processes (a-la Bitcoin). Digital wallets. Inbound marketing. Machine learning and artificial intelligence in client service (TRUE robo-advisors!), and much much more.

Our blogs will be based on real implementations. Actual robo-advisor transitions and installs…old books of business transitioning to a new P&L that massively scales.

We will not pull punches.  We’ll have tough discussions with regards to things like actual client acquisition costs, do the hybrid robo-advisor platforms actually convert customers, active versus passive product offerings, and smart Beta.

We’ll ask questions such as: Why can’t the robo-advisor be FREE? Why should anyone pay for wealth management OR trading?

We will encourage our followers to share and interact with one another. There is no need to compete as the pie is HUGE.

What makes our message different from anyone else worldwide with regards to  robo-advisors?

The variables for success for us are much more complex.

KYC/AML constraints, different regulatory regimes, vastly different investor behavior, currency risk, and two MASSIVE 800-lb gorillas: China and India.

As I have had more and more robo-advisor discussions, I realized that we owed it to our colleagues and peers to show them exactly how we did it.

In other words, we want to provide you a “robo-hack”

We will be blunt. We will be honest. More importantly, we won’t be selling anything.


At the end of the day, you can buy the “calculator” (costs you money). You can read the instructions to implement the “calculator” (takes time) You can hire resources to staff the “calculator” (more money and time).

Our value add? 

We’ll save you a lot of time and money. If it helps, we can provide you the resources to get to market a LOT faster.

Again, why would we do this?

Good question.  

If a robo-advisor works, it really is an arbitrage isn’t it?

I can acquire clients cheaper than you and close the business faster.

Right now, there are only four robo-advisors in the USA (not the VC backed ones) who are profitable and have figured this out (email me at and I can share with you who they are).

Why don’t you hear about them? They don’t want you to know the arbitrage. They don’t want to see you with a competitive marketing campaign.

These “phono-advisors” are winning the battle as everyone else burns through cash.

But, in the spirit of entrepreneurship, and being a true FinTech partner, we think it’s time to level the playing field.

So keep posted on this blog. Subscribe to follow us. And, in the interim, drop Edmond a line (click here) and tell him I said hello!

Finally, what’s a free elephant?  In the dot-com bubble, many companies gave away their technology for free.  Problem was, nobody wanted it to begin with.  So, like an “elephant,” while free, no one wanted it.  Hence the phrase: “free elephants.”

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Social lending is not so social

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This post was first published on SAP for Banking Many markets are being ‘disrupted’ by peer-to-peer (P2P) connectivity and new open marketplaces. Think Uber for taxis and Airbnb for hotels. These are the new marketplaces for personal transport and accommodation….

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Eric Van der Kleij: inside Level 39

By | Disruptors, Featured | No Comments

With over 30,000 cookies, more than a tonne of smarties and hundreds of thousands of cups of coffee consumed in two years at Level 39, Europe’s biggest and likely swankiest technology accelerator, its affable boss Eric Van der Kleij can certainly claim to be laying on plenty of fuel for his entrepreneurial residents. As he

The post Eric Van der Kleij: inside Level 39 appeared first on FusionWire.

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"Nobody is changing the conversation like Next Bank. They bring in valuable perspectives from within the industry and unique viewpoints from far beyond."

− JP Nicols, Bank Innovators Council

"Next Bank is where the future of finance is discussed, debated and defined."

− Aman Narain

"More than just an innovation showcase or trade show, Next Bank brings together the brightest minds in and out of the industry to share ideas and provide a vision for next gen banking."

− Jim Marous, The Financial Brand

"Next Bank is a great community of thought leaders, startups, industry players and subject experts that are keen to bring productive change to the financial industry."

− Markus Grnick, Startup Bootcamp Fintech